TILIL Trust Islami Life Insurance Limited
Life Insurance
Tk 42.8 as of 2026-11-12 14:06:46
Rank 390 of all scored
Data completeness 50%
Data completeness 50%
Limited data for this company (50% of inputs available): treat the score with caution.
Score breakdown
Consistency —
Profitability —
Solvency —
Valuation 2
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Concerns
- Valuation P/E 214 is high (above 12)
- Valuation Trades at 3.41x book value (NAV Tk 12.55, price Tk 42.8)
- Valuation Price is 470% above the Graham fair value (Tk 7.5)
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Category B (low or irregular dividends)
- Small cap (< Tk 200 cr): most exposed to manipulation and volatility
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
24.8% above the low, 28% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 53.4%
- Institution 3%
- Public 43.7%
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 0%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.