SOUTHEASTB Southeast Bank Limited.
Bank
Tk 11.9 as of 2026-11-12 14:00:10
Rank 55 of all scored
Data completeness 100%
Data completeness 100%
Score breakdown
Consistency 79
Profitability 60
Solvency 44
Valuation 100
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Profitability Net profit growing 17.07% a year
- Valuation P/E 4.02 is low (banks/insurers benchmark ≤ 8)
- Valuation Trades near book value (P/NAV 0.46x)
- Valuation Price is 69% below the Graham fair value (Tk 38.1)
- Ownership Institutions (35.2%) hold more than the public (28.45%)
Concerns
- Profitability Average ROE only 5.96% (below 9%: capital not working hard)
Notes
- Consistency EPS rose in 2 of 4 years (mixed)
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
No flags raised.
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
52.6% above the low, 7.8% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 35.1%
- Institution 35.2%
- Foreign 1.2%
- Public 28.5%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 1.5 | 25.22 | 178 | 8 | 4 |
| 2022 | 1.42 | 24.87 | 175 | 6 | 4 |
| 2023 | 1.66 | 24.92 | 213 | 6 | 4 |
| 2024 | 0.32 | 23.59 | 43 | — | — |
| 2025 | 2.51 | 25.74 | 335 | 3 | 7 |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 0%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.