PRIMEBANK Prime Bank Ltd.
Bank
Tk 29 as of 2026-11-12 14:04:25
Rank 2 of all scored
Data completeness 100%
Data completeness 100%
Score breakdown
Consistency 100
Profitability 94
Solvency 88
Valuation 98
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Consistency EPS grew in 4 of 4 years
- Consistency Paid a dividend every year (5/5)
- Profitability Average ROE 17.09% (efficient: above 13% for banks/insurers)
- Profitability Net profit growing 29.36% a year
- Valuation P/E 3.61 is low (banks/insurers benchmark ≤ 8)
- Valuation Trades near book value (P/NAV 0.71x)
- Valuation Price is 66% below the Graham fair value (Tk 85.1)
- Ownership Institutions (36.98%) hold more than the public (23.79%)
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
No flags raised.
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
11.5% above the low, 19.7% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 35.5%
- Institution 37%
- Foreign 3.7%
- Public 23.8%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 2.87 | 26.26 | 325 | 17.5 | 0 |
| 2022 | 3.53 | 28.41 | 399 | 17.5 | 0 |
| 2023 | 4.24 | 30.76 | 480 | 17.5 | 0 |
| 2024 | 6.47 | 34.07 | 732 | 17.5 | 2.5 |
| 2025 | 7.84 | 40 | 910 | 25 | 5 |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 290.6%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.