PREMIERLEA Premier Leasing Finance Ltd.
Financial Institutions
Tk 1.9 as of 2026-11-12 14:00:00
Data completeness 60%
Score breakdown
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Consistency EPS grew in 3 of 4 years
- Profitability Average ROE 78.98% (efficient: above 13% for banks/insurers)
Concerns
- Consistency Net loss in 5 of the last 5 years
- Consistency Dividend paid in only 0 of 5 years
- Profitability Last year was a net LOSS of Tk 292.32 cr
- Valuation No P/E: the company is loss-making
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Category Z (poor/defaulting: gambling favourite, avoid for long-term)
- Small cap (< Tk 200 cr): most exposed to manipulation and volatility
- Thin trading (last day ~Tk 0.02 cr)
Valuation
52-week range
533.3% above the low, 56.8% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
Dividends and safety
Size, liquidity and ownership
Shareholding
- Sponsor/director 20.7%
- Institution 9.7%
- Public 69.6%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | -18.18 | -2.12 | -242 | — | — |
| 2022 | -15.97 | -18.23 | -212 | — | — |
| 2023 | -28.55 | -46.79 | -380 | — | — |
| 2024 | -27.5 | -74.36 | -366 | — | — |
| 2025 | -21.98 | -96.38 | -292 | — | — |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 3,248.4%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.