PREMIERBAN The Premier Bank Ltd.
Bank
Tk 5.8 as of 2026-11-12 14:03:56
Rank 306 of all scored
Data completeness 70%
Data completeness 70%
Override: Avoid. Last year was a net loss.
Score breakdown
Consistency 49
Profitability 0
Solvency 28
Valuation 37
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Valuation Trades near book value (P/NAV 0.64x)
Concerns
- Consistency EPS rose in only 1 of 4 years (erratic or cyclical)
- Consistency Net loss in 1 of the last 5 years
- Profitability Average ROE only -2.33% (below 9%: capital not working hard)
- Profitability Last year was a net LOSS of Tk 992.59 cr
- Valuation No P/E: the company is loss-making
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Category Z (poor/defaulting: gambling favourite, avoid for long-term)
- Mid cap (Tk 200-1,000 cr)
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
48.7% above the low, 7.9% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 25.2%
- Institution 20.6%
- Public 54.2%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 3.15 | 21.44 | 328 | 12.5 | 10 |
| 2022 | 3.42 | 21.64 | 393 | 12.5 | 7.5 |
| 2023 | 3.37 | 22.08 | 415 | 12.5 | 0 |
| 2024 | 1.09 | 21.73 | 134 | — | — |
| 2025 | -8.05 | 13.59 | -993 | — | — |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 236.9%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.