ONEBANKPLC One Bank Plc
Bank
Tk 6.8 as of 2026-11-12 14:00:00
Rank 279 of all scored
Data completeness 100%
Data completeness 100%
Score breakdown
Consistency 48
Profitability 7
Solvency 44
Valuation 59
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Valuation Trades near book value (P/NAV 0.29x)
- Valuation Price is 44% below the Graham fair value (Tk 12.1)
- Ownership Institutions (39.18%) hold more than the public (26.58%)
Concerns
- Consistency EPS rose in only 1 of 4 years (erratic or cyclical)
- Profitability Average ROE only 5.63% (below 9%: capital not working hard)
- Profitability Net profit shrinking 23.03% a year
- Valuation P/E 75.56 is high (above 12)
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Category Z (poor/defaulting: gambling favourite, avoid for long-term)
- Mid cap (Tk 200-1,000 cr)
- Thin trading (last day ~Tk 0.08 cr)
- Within 9.68% of its 52-week low: check WHY before treating it as cheap
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
9.7% above the low, 25.3% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 34.2%
- Institution 39.2%
- Foreign 0%
- Public 26.6%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 0.9 | 18.96 | 84 | 0 | 5 |
| 2022 | 1.59 | 19.15 | 156 | 0 | 5 |
| 2023 | 1.33 | 19.09 | 137 | 3.5 | 3.5 |
| 2024 | 1.24 | 22.43 | 132 | — | — |
| 2025 | 0.28 | 22.46 | 30 | — | — |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 137.7%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.