NRBBANK Nrb Bank Limited
Bank
Tk 6.6 as of 2026-11-12 14:00:06
Rank 260 of all scored
Data completeness 100%
Data completeness 100%
Score breakdown
Consistency 50
Profitability 6
Solvency 42
Valuation 90
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Valuation P/E 2.8 is low (banks/insurers benchmark ≤ 8)
- Valuation Trades near book value (P/NAV 0.5x)
Concerns
- Consistency Dividend paid in only 1 of 3 years
- Profitability Average ROE only 5.43% (below 9%: capital not working hard)
- Profitability Net profit shrinking 62.7% a year
Notes
- Consistency EPS rose in 1 of 2 years (mixed)
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Category Z (poor/defaulting: gambling favourite, avoid for long-term)
- Mid cap (Tk 200-1,000 cr)
- Thin trading (last day ~Tk 0.01 cr)
- Current P/E is well above trailing P/E: the latest quarter's EPS fell
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
34.7% above the low, 21.4% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 56%
- Institution 3%
- Public 41%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2022 | 0.94 | 13.14 | 55 | — | — |
| 2023 | 1.35 | 13.78 | 79 | 10 | 0 |
| 2024 | 0.11 | 12.66 | 8 | — | — |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 111%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.