MIDLANDBNK Midland Bank Limited
Bank
Tk 17 as of 2026-11-12 14:09:47
Rank 84 of all scored
Data completeness 100%
Data completeness 100%
Score breakdown
Consistency 82
Profitability 51
Solvency 68
Valuation 72
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Consistency Paid a dividend every year (5/5)
- Profitability Net profit growing 12.48% a year
- Valuation Trades near book value (P/NAV 1.06x)
Notes
- Consistency EPS rose in 2 of 4 years (mixed)
- Profitability Average ROE 9.24% (moderate)
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
- Valuation P/E 10 is fair
Risk flags
- Category B (low or irregular dividends)
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
17.2% above the low, 14.6% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 80.6%
- Institution 3.4%
- Public 16%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 0.9 | 13 | 51 | 5 | 0 |
| 2022 | 0.99 | 13.42 | 56 | 5 | 0 |
| 2023 | 1.77 | 14.31 | 113 | 5 | 0 |
| 2024 | 1.27 | 15.12 | 81 | 3 | 3 |
| 2025 | 1.25 | 15.9 | 82 | 3 | 3 |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 159.4%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.