MEGHNAINS Meghna Insurance Company Limited
Insurance
Tk 31.2 as of 2026-11-12 14:03:43
Rank 101 of all scored
Data completeness 100%
Data completeness 100%
Score breakdown
Consistency 96
Profitability 59
Solvency 68
Valuation 14
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Consistency EPS grew in 3 of 4 years
- Consistency Paid a dividend every year (5/5)
- Profitability Net profit growing 27.63% a year
Concerns
- Profitability Average ROE only 8.54% (below 9%: capital not working hard)
- Valuation P/E 24 is high (above 12)
- Valuation Trades at 2.18x book value (NAV Tk 14.34, price Tk 31.2)
- Valuation Price is 49% above the Graham fair value (Tk 20.9)
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Small cap (< Tk 200 cr): most exposed to manipulation and volatility
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
43.8% above the low, 31.6% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 17.7%
- Institution 13.6%
- Public 68.7%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 0.94 | 17.88 | 2 | 3 | 0 |
| 2022 | 1.32 | 17.21 | 4 | 10 | 0 |
| 2023 | 1.29 | 14.6 | 5 | 10 | 0 |
| 2024 | 1.31 | 14.26 | 5 | 10 | 0 |
| 2025 | 1.35 | 14.29 | 5 | 10 | 0 |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 0%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.