ISLAMIBANK Islami Bank Bangladesh Limited.
Bank
Tk 21.3 as of 2026-11-12 14:06:27
Rank 258 of all scored
Data completeness 100%
Data completeness 100%
Score breakdown
Consistency 66
Profitability 24
Solvency 45
Valuation 44
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Consistency EPS grew in 3 of 4 years
- Valuation Trades near book value (P/NAV 0.9x)
- Ownership Institutions (75%) hold more than the public (6.91%)
Concerns
- Profitability Average ROE only 5.37% (below 9%: capital not working hard)
- Profitability Net profit shrinking 27.02% a year
- Valuation P/E 25.06 is high (above 12)
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Category Z (poor/defaulting: gambling favourite, avoid for long-term)
- Thin trading (last day ~Tk 0.13 cr)
- Low sponsor/director holding (0.18%): weak commitment
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
11.5% above the low, 62.1% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 0.2%
- Institution 75%
- Foreign 17.9%
- Public 6.9%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 2.99 | 40.82 | 481 | 10 | 0 |
| 2022 | 3.83 | 43.21 | 617 | 10 | 0 |
| 2023 | 3.95 | 45.24 | 635 | 10 | 0 |
| 2024 | 0.68 | 44.36 | 109 | — | — |
| 2025 | 0.85 | 44.52 | 136 | — | — |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 570.5%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.