IPDC Ipdc Finance Limited
Financial Institutions
Tk 30.9 as of 2026-11-12 14:09:55
Data completeness 100%
Score breakdown
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Consistency EPS grew in 3 of 4 years
- Consistency Paid a dividend every year (5/5)
Concerns
- Profitability Average ROE only 7.54% (below 9%: capital not working hard)
- Profitability Net profit shrinking 15.21% a year
- Valuation P/E 23.95 is high (above 12)
- Valuation Price is 48% above the Graham fair value (Tk 20.8)
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
No flags raised.
Valuation
52-week range
76.6% above the low, 15.3% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
Dividends and safety
Size, liquidity and ownership
Shareholding
- Sponsor/director 40%
- Institution 17.3%
- Foreign 0.1%
- Govt 21.9%
- Public 20.7%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 2.37 | 17.12 | 88 | 12 | 0 |
| 2022 | 2.43 | 18.33 | 90 | 10 | 0 |
| 2023 | 0.92 | 18.19 | 34 | 5 | 5 |
| 2024 | 0.93 | 17.73 | 36 | 5 | 5 |
| 2025 | 1.11 | 17.85 | 46 | 5 | 5 |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 126.1%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.