FASFIN Fas Finance & Investment Limited
Financial Institutions
Tk 2.5 as of 2026-08-10 14:00:00
Data completeness 60%
Score breakdown
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Profitability Average ROE 51.05% (efficient: above 13% for banks/insurers)
Concerns
- Consistency EPS rose in only 1 of 4 years (erratic or cyclical)
- Consistency Net loss in 5 of the last 5 years
- Consistency Dividend paid in only 0 of 5 years
- Profitability Last year was a net LOSS of Tk 318.51 cr
- Valuation No P/E: the company is loss-making
Notes
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Category Z (poor/defaulting: gambling favourite, avoid for long-term)
- Small cap (< Tk 200 cr): most exposed to manipulation and volatility
- Thin trading (last day ~Tk 0.00 cr)
- Low sponsor/director holding (13.2%): weak commitment
- Retail holds 79.22%: retail takes the damage if it goes wrong
Valuation
52-week range
509.8% above the low, 40.5% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
Dividends and safety
Size, liquidity and ownership
Shareholding
- Sponsor/director 13.2%
- Institution 7.6%
- Public 79.2%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2020 | -14.61 | -13.4 | -218 | — | — |
| 2021 | -19.94 | -33.32 | -297 | — | — |
| 2022 | -47.84 | -86.14 | -713 | — | — |
| 2023 | -19.37 | -105.42 | -289 | — | — |
| 2024 | -21.37 | -125.55 | -319 | — | — |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 2,625.3%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.