EASTERNINS Eastern Insurance Company Limited
Insurance
Tk 54.9 as of 2026-11-12 14:00:56
Rank 134 of all scored
Data completeness 100%
Data completeness 100%
Score breakdown
Consistency 67
Profitability 27
Solvency 53
Valuation 49
Weights: consistency 30%, profitability 30%, solvency 20%, valuation 20%; then risk flags add or subtract points. Full method
Why this score
Strengths
- Consistency Paid a dividend every year (5/5)
- Valuation Trades near book value (P/NAV 1.05x)
Concerns
- Profitability Average ROE only 5.3% (below 9%: capital not working hard)
- Profitability Net profit shrinking 14.25% a year
- Valuation P/E 18.48 is high (above 12)
Notes
- Consistency EPS rose in 2 of 4 years (mixed)
- Solvency Bank/insurer: NPL and capital-adequacy are not in the data, so solvency is estimated from earnings stability
Risk flags
- Mid cap (Tk 200-1,000 cr)
Valuation
P/E
P/E audited
P/E current
P/B
NAV per share
EPS (last audited year)
Graham fair value
Margin of safety
52-week range
36.9% above the low, 20.8% below the high. Near the low is only interesting if profit is intact (see concerns above) and the fall has a temporary cause.
Quality and growth
ROE
ROE avg
ROE min
Profit CAGR
Profit YoY
Net profit
EPS up
Loss years (last ~5)
Dividends and safety
Div years
Dividend yield
Payout
Cash div
D/E
Their loans are deposits; NPL data is not available
Loans/MCap
Size, liquidity and ownership
MCap
Free float
Daily turnover
Sponsor %
Inst. %
Public %
Foreign %
Shareholding
- Sponsor/director 44.9%
- Institution 26.1%
- Public 29%
Audited history
| Year | EPS (Tk) | NAV/share | Net profit (cr) | Cash div % | Bonus % |
|---|---|---|---|---|---|
| 2021 | 5.16 | 51.52 | 23 | 22 | 0 |
| 2022 | 3.57 | 52.91 | 15 | 22 | 0 |
| 2023 | 2.04 | 51.55 | 9 | 20 | 0 |
| 2024 | 2.43 | 50.63 | 10 | 15 | 0 |
| 2025 | 2.88 | 50.13 | 12 | 15 | 0 |
Fiscal year ends December. EPS, NAV and profit are as audited by the company and published by DSE. Financials last fetched: 14/11/2026.
Shariah screen (partial)
Business screen and the debt ratio (loans / market cap 0%, limit 33%) are automated. Interest income (under 5% of revenue) and cash/investment ratios must be checked in the annual report.
Educational, not investment advice. Verify on DSE and StockNow before making any decision.